Calculation tools

CRA-sourced calculation examples.

These tools apply publicly available CRA rates for general illustration only. Results are not advice, recommendations, opinions, tax returns or filing results.

2026 personal tax liability estimate

Applies published federal and provincial rates, the basic personal amounts, CPP and EI for the selected province.

Province or territory

Employment income (T4)

Net self-employment income

Other income (interest, pension)

Capital gains realized

Eligible dividends received

RRSP / FHSA deduction

Other deductions

Tax deducted at source

Instalments paid

Taxable income: $75,000
Federal tax: $8,522
Provincial tax: $3,738
CPP contributions: $4,204
EI premiums: $1,123
Total payable: $17,587
Already paid: −$0
Estimated balance owing: $17,587
Average / marginal rate: 16.3% / 29.6%

Public CRA-rate illustration only—not advice, a recommendation, an opinion, a tax return or a filing result. It excludes many credits, benefit repayments, alternative minimum tax and provincial credits. Confirm all amounts with the official CRA source.

2026 corporation (T2) tax estimate

Applies published federal and provincial corporate rates, including the small business deduction on active business income.

Province or territory

Net income per financial statements

Non-deductible add-backs

Losses applied

Active business income

Small business limit available

Instalments paid

Taxable income: $150,000
Income at small business rates: $150,000
Income at general rates: $0
Federal corporate tax: $13,500
Provincial corporate tax: $4,800
Total corporate tax: $18,300
Estimated balance owing: $18,300
Effective rate: 12.2%

Public CRA-rate illustration only—not advice, a recommendation, an opinion or a T2 return. It excludes investment income refundable taxes, association rules, grind of the small business limit, credits and provincial programs.

2026 US federal and state tax estimate

Applies the published IRS rate schedule and standard deduction, plus the individual income tax rates of the state you select. Amounts are in US dollars.

State

Filing status

Total income (USD)

Deductions beyond the standard deduction

Federal tax withheld

State tax withheld

Federal taxable income: $73,900
Estimated federal tax: $10,970
New York taxable income: $82,000
Estimated New York state tax: $4,352
Total federal and state tax: $15,322
Already withheld: −$0
Estimated balance owing: $15,322
Average / federal marginal / state marginal rate: 17.0% / 22.0% / 6.00%

New York City and Yonkers levy additional local income taxes that are not included.

Published IRS and state-rate illustration only—not advice, a recommendation, an opinion, a tax return or a filing result. It excludes payroll taxes, local city taxes, alternative minimum tax, itemized deductions and most credits. Confirm all amounts with the IRS and your state tax agency.

2026 federal income tax estimate

Enter estimated taxable income. This applies the published 2026 federal brackets and the maximum federal basic personal amount only.

Taxable income

Federal tax before basic credit: $11,571
Maximum basic personal credit: −$2,303
Estimated federal tax: $9,268
Estimated effective federal rate: 12.4%

Public CRA-rate illustration only—not advice, a recommendation, an opinion, a tax return or a quote. It excludes provincial or territorial tax, surtaxes, CPP/EI, deductions, credits, benefit repayments, and the reduced basic personal amount at higher incomes.

GST/HST sales calculator

Calculate tax on a before-tax sale amount using a selected Canadian GST/HST rate.

Before-tax amount

Tax rate

Tax: $13
Total including tax: $113

Public CRA-rate illustration only—not advice, a recommendation or an opinion. Confirm the applicable CRA place-of-supply rules and rate. This calculator does not determine registration, exemptions, zero-rating, input tax credits, or net tax.

Need a complete calculation?

NDS can review province, income type, deductions, credits, instalments and filing history before giving an engagement-specific answer.